Programs That Build Real Skills

Where does money come from? Why can't we just buy everything we want? How do parents decide what to buy?

These are the questions young children ask, and this program answers them in ways that make sense.

What We Cover

• Understanding that money is earned, not magic
• The difference between needs (food, housing) and wants (toys, treats)
• Basic saving concepts using jars or piggy banks
• Comparing prices and understanding value
• Making choices with limited money
• Setting simple savings goals

What They'll Do

Create their own savings system with three categories. Make real purchasing decisions in simulation exercises. Set and track a savings goal for something they want.

Format

Six 90-minute sessions over six weeks. Small groups of 4-6 children or individual sessions available.

Enroll in Money Foundations

Pre-teens start making more independent money decisions. They want things, they have opinions about brands, and they're beginning to earn pocket money or small amounts from chores.

This is the perfect time to build smart habits before teenage spending kicks in.

What We Cover

• Creating and following a simple budget
• Understanding why things cost what they do
• How advertising influences spending decisions
• Comparing options before buying
• Online shopping safety and smart choices
• Ways to earn money at this age
• Saving for bigger goals that take time

What They'll Do

Build their own budget for pocket money. Analyze real advertisements for persuasion tactics. Research and compare products they actually want to buy. Create a six-month savings plan for a significant purchase.

Format

Eight 90-minute sessions over eight weeks. Group sessions or one-to-one available.

Enroll in Smart Spender

Teenagers at this age are stepping into real financial territory. Part-time jobs. Bank accounts. Debit cards. Online payments. Saving for university or gap year travel.

The decisions they make now start having actual consequences, so we make sure they're prepared.

What We Cover

• How bank accounts actually work
• Using debit cards safely and tracking spending
• Managing money from part-time work
• Understanding payslips and deductions
• Setting and achieving big savings goals
• Introduction to investing concepts
• Avoiding common teenage money mistakes
• Digital payment platforms and security

What They'll Do

Set up a proper budget for part-time earnings. Analyze real bank account options. Create a savings strategy for a major goal. Learn the basics of how investments grow over time.

Format

Ten 90-minute sessions over ten weeks. Small groups or individual coaching available.

Enroll in Future Finance

University, first flat, first full-time job—financial independence is approaching fast. This program covers everything they need to know before they're fully on their own.

We tackle the scary stuff: credit scores, student loans, rental agreements, and how to build wealth from their first paycheck.

What We Cover

• Understanding and building credit scores
• Student finance: loans, grants, and managing them
• First job financial planning and workplace pensions
• Renting: deposits, contracts, and budgeting for bills
• Credit cards: when and how to use them safely
• Starting to invest in your late teens
• Building an emergency fund
• Tax basics for young workers

What They'll Do

Create a full independence budget including rent and bills. Understand their student finance situation completely. Build a credit-building strategy. Design a wealth-building plan starting with their first income.

Format

Twelve 90-minute sessions over twelve weeks. Primarily one-to-one sessions tailored to individual circumstances.

Enroll in Independence Ready

Want to reinforce financial lessons at home but not sure where to start? This workshop gives you the tools and confidence to have money conversations with your children.

What We Cover

• Age-appropriate money conversations
• How to answer tricky questions about family finances
• Setting up pocket money systems that teach
• Encouraging saving without forcing it
• Modeling good financial behavior
• When to start talking about investments

Format

One intensive 3-hour workshop with take-home resources. Group session with other parents.

Book Parent Workshop

Sometimes the best learning happens when everyone's involved. These sessions bring parents and children together to build shared financial understanding.

What We Cover

• Creating family budgets together
• Planning for big family purchases or holidays
• Understanding household finances as a team
• Setting family saving goals
• Teaching through real family financial decisions

Format

Four 2-hour family sessions over four weeks. Customized to your family's specific situation and goals.

Book Family Session